this post was submitted on 16 Jul 2025
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Why shouldn't the payment processors get a say in the payments they process? Illegal or not, why should they be forced to process payments that facilitate things against their beliefs?
Steam could pursue other payment processing possibilities instead of acquiescing to their demands.
Imagine you can't use visa or mastercard. What other fucking payment card acceptance system are you going to use for payment processing in under 30 seconds?
Because it's none of their business what I buy. If a store is a reputable business that isn't defrauding me, and are a legal entity, then whatever they sell to me or I buy from them should only matter to me and the seller.
So half the market can get nuked once the CEO decides whatever faith du jour they have disallows whatever?
These payment processors are businesses. They provide a service. Like valve does. It seems to me like you're making an argument for valve, but not for these other businesses which only differ in the service they provide.
If your point is "our society is too dependant on a small selection of payment processors and we need better options," that's a separate discussion and one I don't think I'd disagree with.
Well I think bottom line is that's the rub, the burden to become a payment provider is high... which it should be, but that's because we need pretty damn good regulations on them (as obviously if their security goes to crap, the consiquences are insanely high).
In addition it kind of is a small group by design because, we can't have it as a large group. If we have a nice even spread across 50 payment processors, then either everyone needs 50 credit cards, or every service that needs to be paid needs contracts with 50 payment services.