this post was submitted on 23 Mar 2025
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It's not universal, it's based on income. When I signed up for the ACA I put down my income at $3,000 a month, which makes my monthly bill $30.19 a month. If my average income for the year exceeds $3,000, I owe the difference to the government.
My small income works for me because I live alone and don't have any dependents. But if I had kids I would need to double or triple my income to support them, in which case my monthly ACA payment would also increase. It's possible for people with families to be priced out of the ACA.
It's definitely not universal.
Where are you getting $30 a month? When i looked at it, the cheapest is like $300 with a $10k deductible
lol do you guys seriously still have deductibles with the affordable care act? God I feel for you guys sometimes.
What I especially love is that providers charge a much higher price if you use insurance. A $100 procedure becomes a $1000 procedure if you try to use insurance to pay for it. Then your insurance says "sorry, you haven't reached your deductible", and the provider bills you the full amount.
That sounds like a fucking nightmare.
You can wake up from a nightmare.