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Do they always ask for the same characters? I'd imagine they could hash the password as well as saving only the 2nd and 9th characters as plaintext. Still a bit of a security risk but not nearly as bad
Theoretically they could hash the the two characters with a salt and store it that way, but extremely unlikely they'd actually do that. And also fairly pointless. But still technically possible.
I wrote a comment about this in this thread. Just to add that a salt doesn't add complexity to the brute forcing of a password, it just makes it so you need to brute-force each one separately.
Hashing pairs of characters would be extremely insecure.