this post was submitted on 20 Aug 2023
706 points (96.8% liked)
Asklemmy
43912 readers
860 users here now
A loosely moderated place to ask open-ended questions
Search asklemmy π
If your post meets the following criteria, it's welcome here!
- Open-ended question
- Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
- Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
- Not ad nauseam inducing: please make sure it is a question that would be new to most members
- An actual topic of discussion
Looking for support?
Looking for a community?
- Lemmyverse: community search
- sub.rehab: maps old subreddits to fediverse options, marks official as such
- !lemmy411@lemmy.ca: a community for finding communities
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
founded 5 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Is it though? You get the same home and get to own it if you had enough down-payment. The only thing landlord has the renter doesn't is the capital for down-payment.
Once again asking, are you a landlord?
There are people who can't save up for a down payment and therefore wouldn't be able to responsibly take care of a house even if they were given one.
There's people who don't want to own a house. A house comes with a bunch of costs and responsibility.
These are just a few examples. There's quite a number more. Some people like knowing that expenses like that are covered by someone else.
In the grocery store example, there's people who like growing their own food. For others, they'd rather someone else do that even if they're paying a markup to buy it from a grocery store, because they can get everything in one place.
Once again asking are you a fucking landlord?
Swearing at someone doesn't foster discussion.
We donβt talk to landlords, bye bye!
60-65% of households in the USA are homeowners, either outright or through a mortgage. 80-90% of households in Eastern Europe are homeowners. It's pretty clear that people who are perennial renters are mostly people who cannot clear the financial hurdle of a down payment. I don't think the "some people don't want to" line is a solid argument. It's the exception thata proves the rule.
The repairs and property taxes and mortgage all add up to a total that is less than the rent, on average. Otherwise, landlords would have a disincentive, and every landlord would be operating at a loss.
The points you made are points that landlords use as justification for their occupation/position. Are you a landlord?