I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.
Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.
this post was submitted on 15 Apr 2025
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Mildly Infuriating
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What if I've been paying for years without incident? There's a thing where I can do autopay for mobile (Canada) where it's $10 off the bill. I always hate the idea of autopay but they've never overcharged a bill....so far. By years I mean it's been over a decade now.
Mostly curious if your stance still says no to this situation as well. I'll guess yes, but still it's $10 a month so adds up to almost a fast food meal these days lol.
For no perks I definitely agree, I pay my crap on time and takes like 5 mins a month to pay online.
Yeah, I was thinking of editing my comment regarding this - lots of companies have started charging fees if you DONT use autopay. (They can call it a discount all they want, but the price you're paying with autopay is the price. They're really charging you a fee if you don't.) Practically speaking, it is likely cheaper if you pay 1 overdraft fee a year than paying $10 a month for manual payment. But, I'm a crotchety old stubborn man who somehow has the idea he can change a giant corporation by giving them a fake middle finger.