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Future Insight – The Jenkins
(thejenkinscomic.files.wordpress.com)
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this post was submitted on 03 Oct 2023
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Lol 10-15% of our income? I'm sorry... But who can afford that? We're getting so fucked right now by greed in this country...
My power bill was $500 last month for a two bedroom apartment. This is because I live in a city with the highest energy rates in the nation, all because the company and our local governments are absolutely lousy with corruption. They have posted obscene record profits for the last half a decade while everyone in the city suffers.
My rent was also 21% higher this year than it was in 2020. My landlord bought this place a decade ago at a bankruptsy auction, but like, fuck me right? Gatta keep those rates up when the rest of the city goes up.
I also haven't saved money since around 2019, since I went four years with a 0% raise due to the company I work for struggling. We were bought out by another company with tons of money, but they decided we were overpaid, since they live in a cheaper city.
My story is not unique. My story is not special. I hear a similar one from people every week. Retirement is a luxury most post-boomers will never experience, no matter how hard we work.
So you're supposed to do 50-30-20 Meaning 50% on needs 30% on wants 20% investing
You might be thinking "Ericbomb, how does one keep their needs below 50%, when the median rent in the US is $2,000, and median household income after taxes/withholdings is near 40k?"
Wonderful question!