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Americans, how would you feel about making student loans completely illegal? (lemmy.world)

submitted 1 year ago by nodsocket@lemmy.world to c/asklemmy@lemmy.ml

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This would save young Americans from going into crippling debt, but it would also make a university degree completely unaffordable for most. However, in the age of the Internet, that doesn't mean they couldn't get an education.

Consider the long term impact of this. There are a lot of different ways such a situation could go, for better and for worse.

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[–] AdolfSchmitler@lemmy.world 6 points 1 year ago (1 children)

Better solution would be a cap on tuition imo.

But even no interest loans or at the very least let them be discharged in bankruptcy would be better than what we have.

[–] HandBreadedTools@lemmy.world 4 points 1 year ago (1 children)

It's not the tuition, it's the funding being cut by the states that's the problem (for public universities). States used to fund universities significantly more than they do now.

[–] AdolfSchmitler@lemmy.world 4 points 1 year ago

It's not the tuition? The same tuition that has risen 70% in the last 20 years? The same tuition that colleges know they can charge any amount cuz the government will give out loans regardless. That's not the issue?

I'm not saying colleges aren't getting less state funding but I just don't see colleges lowering tuition if they got more state funding. They'd keep charging more cuz they know they can.