this post was submitted on 12 Nov 2023
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Old People Facebook

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The sublemmy for "Old People Facebook" is a curated space showcasing the charming, confusing, and often hilarious social media endeavors of the older generation. From accidental memes and cryptic status updates to endearing attempts at using modern technology, this sublemmy celebrates the unique ways seniors engage with the digital world.

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[โ€“] atrielienz@lemmy.world 3 points 1 year ago (2 children)

Bank of America is not one of the banks I talked to because I will never bank with them again. I was 18 and they sent me (unsolicited) a credit card when I opened my first checking account. It had A 35% interest rate.

[โ€“] Madison420@lemmy.world 3 points 1 year ago (1 children)

Commerce, Midwest, citi, and most if not all state banks have 2fa at this point.

[โ€“] atrielienz@lemmy.world 2 points 1 year ago* (last edited 1 year ago) (1 children)

2fa with a physical key? Also it's been more than a year since I last checked at all.

[โ€“] Madison420@lemmy.world 3 points 1 year ago* (last edited 1 year ago) (1 children)

Via third party integration yes. Outside of that is user/password then they send a code to your email or phone you enter that and it bumps you to third party if you've requested it.

https://www.bankofamerica.com/security-center/online-mobile-banking-privacy/usb-security-key/

[โ€“] atrielienz@lemmy.world 3 points 1 year ago (1 children)

Thank you. I actually really appreciate this information.

[โ€“] Madison420@lemmy.world 2 points 1 year ago

No problem.

Iirc any bank that does European transactions is obligated to offer it so they can conduct business with European banks.

[โ€“] ICastFist@programming.dev 1 points 1 year ago

35% interest rate

Per year? Rookie numbers, imagine that per month