this post was submitted on 20 Nov 2023
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Don’t forget the all powerful proverb:
“Treat Yoself!”
Like, right now with $200 worth of gummy bears?
Or like later, like retirement and a roth IRA?
Yes
If you think you're IRA is going to be worth a shit in +30? years...
Well I'd rather try and find out it's useless than never try and realize at 65 that I should have done it.
The "nothing will matter cause the world is going to end" crowd is usually wrong, regardless of what side their reasoning comes from.
Check out moneybags over here retiring at 65.
Jokes on you I'll never be able to retire.
Probably shouldn't live like that's the case though, or I definitely won't be able to.
Might wanna look up fees their going to charge you when you withdraw that money... Even after your past retirement age. You're just making the rich richer but I'll probably eat my words when we're both 65. Atleast for humanity I hope I eat my words.
The smartest thing any person can do is make their best informed decision with the information they have now. Not with speculative catastrophizing of a future that will keep marching on with or without you.
Because it will, despite all the doomerism in the world lol. And take this from someone who thinks the stock market is just a money generation machine for the rich that plays with made up magic in order to subsidize workers retirements only possible through unsustainable growth based gdp. It's what makes compound interest even work lol.
The peons don't like the idea of being paid so little they can't save up for retirement without magically generating money from hoarding scraps. Heads would be literally rolling daily and worker rights and pay would be enshrined in every first world.