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Looking for Self-Hosted Budgeting Tools Similar to YNAB (techy.news)

submitted 11 months ago by paul@techy.news to c/asklemmy@lemmy.ml

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Hi everyone,

I'm currently on the lookout for a self-hosted budgeting tool that utilizes the envelope method, similar to what YNAB offers. I've been using Firefly III for a while, and it's great, but I'm seeking something that brings the budgeting aspect more to the forefront, rather than something I refer to in hindsight.

Ideally, I'd like a tool that allows for proactive budget management, where I can allocate funds to specific categories or 'envelopes' ahead of time. This way, I can track my expenses against my budget as they happen, rather than just reviewing them after the fact.

Additionally, having an iOS app for easy access and management on the go would be a huge plus.

Does anyone have recommendations for tools that fit this description? Any suggestions or insights from personal experiences would be greatly appreciated!

Thanks in advance!

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[–] miracleorange@beehaw.org 4 points 11 months ago (1 children)

Not self-hosted (not online at all, actually) and the apps are in early stages (read-only afaik), but I'd recommend Buckets. I've done the same search as you, and nothing has even come close to it. The license is a tad expensive, but it's from the WinRAR school of licensing where it doesn't disable anything. It just nags you until you buy it. It syncs with SimpleFIN and everything is in a single file, so I just have it in a Syncthing folder to keep it updated between everywhere (though it does have a built in sync function).

[–] Chozo@kbin.social 1 points 11 months ago (1 children)

I couldn't find any details on their page, but do you know how they handle bank account syncing? Is it using a backend service like Plaid or something similar to securely link the accounts, or do you have to provide your bank credentials to the app directly?

[–] Kata1yst@kbin.social 1 points 11 months ago

https://bridge.simplefin.org/ with this. It costs, but I spot checked some finicky banks, and they're supported, so I suspect the coverage is quite good.