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What does someone who doesn't know shit about investing and retirement and stuff need to know about 401ks? (lemmy.world)

submitted 9 months ago by LaunchesKayaks@lemmy.world to c/asklemmy@lemmy.ml

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I'm having a meeting to set mine up on Thursday. My company matches 3%, and that's what I'm putting in.

I hope that the dude I'm meeting with can choose my investments for me, but idk if that's an option here.

I want to be prepared.

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[–] LaunchesKayaks@lemmy.world 6 points 9 months ago (1 children)

I can only afford the minimum match currently. I'm having money issues because I have been out of work due to an injury. I want as little taken out of my pay as possible. I can change the percentage in a year, so I plan on going up a lot then.

[–] ZagamTheVile@lemmy.world 1 points 9 months ago

I hear ya. Pay in the minimum. Bump it up asap though. I'm 51. I never paid into anything. I have to work for at least 20 more years because of it. Save now.