If you are collecting less than half the mortgage (excluding utilities) in rent I think it's mostly fair. You are giving someone a cheaper place to stay and they should contribute to that, whilst you have seemingly no profit incentive.

If they were to stay with you a multitude of years and will therefore have contributed a significant portion of the entire mortgage then it would be most fair if they saw some part of it back upon sale, though that isn't entirely realistic either. Perhaps in a perfect world it would be, but if it were a perfect world they wouldn't have had the need to live in with you.

Though "you are providing a service and ought to be compensated for it" comes close to some landlord arguments, given it's not exactly a business model for you with multiple houses I think it's unethical nor immoral.

[–] june@lemmy.world 4 points 10 months ago

Oh yea, I’m asking waaay less than half the mortgage. With the rental assistance (where nothing comes out of their pocket) it’s 22% but also covers their utilities, and without that assistance it’s 11% not including utilities.

Ya’ll are easing my conscious quite a bit. Thank you. I’ve been so in my head about it that I lost sight of what makes being a landlord problematic.