this post was submitted on 15 Jan 2024
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[โ€“] numberfour002@lemmy.world 2 points 10 months ago (1 children)

Do they use different terms for the coverage in different states?

In the places I've lived, you have to have what's called liability insurance at a minimum, and that's the one that covers other people's property but not your own.

Around here, collision coverage is to reimburse you for damage to your own car/property in the event of an accident (collision with another vehicle), and comprehensive coverage is to handle some of the other non-collision damage (like from hail).

[โ€“] PrettyLights@lemmy.world 1 points 10 months ago

You're right, liability was the word I meant. Edited my post thanks.