this post was submitted on 31 Jan 2024
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It's not just "can this hospital take care of you" but "is this hospital 'in network' for you". If you've got full coverage but are unconscious and somebody takes you to the wrong place you might as well not have any insurance at all.
Absolutely. There's also out-of-network doctors that might treat you in an in-network hospital and exams, treatments, medications, etc that might not be covered. There's no shortage of ways to monetize people dying.