this post was submitted on 31 Jan 2024
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depends on the thing, really
If you can wait 6mo you might not need it. Save all the money.
if I'm waiting for 6 months it's for something that has no pressing need, but if I'm still thinking about it in 6 months will probably bring enough joy to my life that it's worth the investment.
I just wouldn't be able to wait that long for that little savings.