United Kingdom
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Do they think people don't have savings by choice?
They might find a lot more people "willing" to save if their incomes were a bit higher compared to the cost of basic living.
I actually do have savings it's just for some stupid reason the bank don't seem to want to give me decent interest rates.
Savings accounts almost never have good rates. Hell, my checking account pays more interest than my savings account, which is still almost nothing. You have to move your money into money market accounts, CDs, bonds, or other stable investment vehicles if you want to earn a little guaranteed return on your savings. The problem with that is that it's not instantly available for critical emergencies.
Ah these dumb fucks don't like having money