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The entire concept of a scientific study to determine whether people spend this money wisely is bunk, because it’s nobody else’s business how a person’s money gets spent and whether it’s categorized as “wise”.
If we assume that there is an objective, ie scientifically valid, definition of “wise spending”, then we should just go centrally planned communism because the whole point of free markets is allowing people to enact their own value structure in their spending.
The whole idea of basic income, as opposed to all these other services, is based on the same idea: that people’s money is their own.
This study seems nice, but it frames this whole question the wrong way. The whole concept of money is that people have a right to make their own economic choices, regardless of what some centralized authority thinks is “wise”.
That's not true. There is a wise spending. Or to be more correct there is a foolish spending. Gambling your money away for example is f* stupid.
The point is that the government really shouldn't have any say in which is which. I agree with you that gambling all your money away is a poor financial choice, but that doesn't mean that I think we should ban gambling, because many people enjoy it responsibly. Teaching people financial literacy, and treating addictions is the solution, not policing how people use their UBI.
I agree with you, except that we should ban gambling.