this post was submitted on 09 Apr 2024
71 points (89.0% liked)
Technology
59422 readers
2842 users here now
This is a most excellent place for technology news and articles.
Our Rules
- Follow the lemmy.world rules.
- Only tech related content.
- Be excellent to each another!
- Mod approved content bots can post up to 10 articles per day.
- Threads asking for personal tech support may be deleted.
- Politics threads may be removed.
- No memes allowed as posts, OK to post as comments.
- Only approved bots from the list below, to ask if your bot can be added please contact us.
- Check for duplicates before posting, duplicates may be removed
Approved Bots
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
The convenience comes from leaving your wallet at home. Also, a lost card is a major problem. A lost phone is fine, nobody can do anything with it unless they know your PIN and you can locate it through cell network/bluetooth tracking.
There's not that much fuss with my phone - double tap the side button, look at it to pass a face recognition check, then wave it over the chip reader.
A lost phone is a much bigger issue to me. A lost card is trivial - call my bank, they cancel the old one, issue a new one, it's here in 2 days.
A lost phone? Shit, gotta go to the cell store, get a new sim, but only after I've gone home and grabbed an old phone, and spent a few hours setting it up. Including things like restoring 2FA stuff, which is a pain, at best.
Oh, you don't have spares lying around like I do? Then you're paying full price at the cell store, anywhere from $300+ (or getting a shitty low end phone, if your cell provider sells one).
And then I'd bet most people don't have proper backup/sync of their data, so would lose things like photos, downloads, etc.
Losing a phone is clearly far more of a hassle than losing a credit card or two.
I have to carry my "wallet" (little more than a money clip), for things like my ID, access cards, etc, anyway.
Using a phone to pay is far less convenient, and it's too many eggs in one basket, which is already an issue with phones.
I've also never had a credit card randomly reboot and get stuck in a bootloop. And in 30+ years of carrying them, I've had exactly one magnetic stripe failure - many years ago - and the stripe is rarely used any more.
Also, I've never lost my phone or a wallet.
Same here. I guess I should have pointed out that I'm not really much of a phone guy to begin with. I don't install many apps, and I stay logged out of Google. To me, losing a phone really just means losing my pictures and videos. The most expensive phone I've ever had was $200.