It's bullshit. Poors access significant capital pretty much only through home loan interest rates, which at this point are almost irrelevant when decades of wages that have lost purchasing power, industry and investment speculation, along with under-building have made homes unaffordable events if you went back to 2.5% rates again. Home ownership is gone for most Americans.

Lowering interest rates mostly helps business bottom lines and also fuels actual inflation (not the corporate price gouging of the last 3 years).

We need a recession economically, along with systemic wealth distribution and tax changes, not more free money that mostly only the rich and powerful can take advantage of.