i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that

i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work