this post was submitted on 29 Jul 2024
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Privacy

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I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I'm doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

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[–] shortwavesurfer@lemmy.zip 5 points 4 months ago (2 children)
[–] debacle@framapiaf.org 6 points 4 months ago (2 children)

@shortwavesurfer @smeeps

The problem is, that none of the grocery stores or street markets or supermarkets in my area accept Monero 🤷

[–] shortwavesurfer@lemmy.zip 5 points 4 months ago (1 children)

While it is most definitely true that they do not accept it directly, they very likely do accept it with gift cards, which you can purchase with Monero. That is how I have been buying my groceries for the past year and a half.

[–] delirious_owl@discuss.online 2 points 4 months ago (1 children)

When I lived in Europe and North America, this is also how I bought most my groceries.

Except I used bitcoin because the monero gift card vendors are terribly insecure.

[–] shortwavesurfer@lemmy.zip 2 points 4 months ago (1 children)

Please elaborate on your claim of them being terribly insecure. It's not something I've noticed, but I could be missing something.

[–] delirious_owl@discuss.online 3 points 4 months ago (1 children)

They send the card details over email. If you know of one that doesn't, please let me know

[–] shortwavesurfer@lemmy.zip 2 points 4 months ago (1 children)

What do other merchants do? Because when I was still using Bitcoin back in like 2015, that's what Bitcoin gift card merchants did as well. So what's different these days?

[–] delirious_owl@discuss.online 2 points 4 months ago (1 children)

They show it to you on their website.

[–] shortwavesurfer@lemmy.zip 3 points 4 months ago* (last edited 4 months ago) (1 children)

Ah, fair enough. Do they give you the chance to copy and paste it? Or do you just have to screenshot it and be annoyed every time you need to enter it?

[–] delirious_owl@discuss.online 3 points 4 months ago (1 children)

Yes, its not an image. That would be terrible for blind people.

[–] shortwavesurfer@lemmy.zip 3 points 4 months ago (1 children)

Being a blind person myself, that is one particular reason I wished to know.

[–] delirious_owl@discuss.online 2 points 4 months ago* (last edited 4 months ago) (1 children)

I use btcrefill and you get the code straight from the website. There is probably some JavaScript "click to unseal" button you have to press first, but then you can copy it the code to redeem. But honestly it probably depends on the vendor.

I'm not visually impaired, but I'd be curious if you'd find it accessible.

Do you sometimes have to request refunds from shitty sites that sell you something that you can't use because its in an image without alt codes?

[–] shortwavesurfer@lemmy.zip 2 points 4 months ago

It's not happened yet, but that doesn't mean much.

[–] EngineerGaming@feddit.nl 2 points 4 months ago

Even if they were, that would likely require you to carry a smartphone everywhere, which is not very privacy-friendly either.

[–] smeeps@lemmy.mtate.me.uk 4 points 4 months ago* (last edited 4 months ago) (2 children)

I'm interested in this, I did buy a small amount but struggling to spend it anywhere? Even when I bought a Trezor hardware wallet I had to use LTC... I know I can pay for Mullvad with it when my subscription expires in two years lol

I also can't find any no-KYC place to buy it now LocalMonero is closed.

[–] shortwavesurfer@lemmy.zip 2 points 4 months ago (1 children)

Xmrbazaar.com is a place to request a product/service or sell a product/service for monero. Here is my store for example. https://xmrbazaar.com/user/shortwavesurfer2009/ and https://haveno-reto.com is where to buy/sell since LM is gone. Please note you need at least 0.11xmr to use it though as a security deposit you get back after a successful trade

[–] EngineerGaming@feddit.nl 2 points 4 months ago (1 children)

The main question is - where would you get that deposit first...

[–] shortwavesurfer@lemmy.zip 3 points 4 months ago (1 children)

https://xmrbazaar.com and offer to drop ship something. Here is my store for example and how I earn Monero. https://xmrbazaar.com/user/shortwavesurfer2009

[–] EngineerGaming@feddit.nl 2 points 4 months ago (1 children)

That sounds like "getting money out of thin air", have my doubts that money is guaranteed... Also wouldn't dropshipping require some setup?

[–] shortwavesurfer@lemmy.zip 2 points 4 months ago (1 children)

Actually, I don't think drop shipping is the term I am looking for. What I do is simply take an order from somebody and then immediately go to eBay and ship the item to them. The main difference is that I'm doing it in another currency and I want to get rid of the dollars and get that other currency and not come back.

[–] EngineerGaming@feddit.nl 2 points 4 months ago (1 children)

Ah. Especially if the exact item can be requested by the buyer - then ye, fair plan)

[–] shortwavesurfer@lemmy.zip 3 points 4 months ago

Yeah, I have a list of pre-determined items and the buyer can look at that list and decide what they want or if they really want something I don't have. I'm always open to requests for other items to be included.