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My salary didn't change at all, but homes went up 82%. The money I saved for a down payment and my salary no longer are good enough for this home and many others. This ain't even a "good" home either. It was a 200k meh average ok home before. Now it's simply unaffordable
82%, feel lucky. I bought my house in 2015 for $85k. Last assessment was almost $300k
I keep thinking that it would be a great time to sell but then I realize there isn't a lot of other worth while places to go.
Unless you are ready to move to dead mans land
When the stock market doesn't perform as much as a fundamental need
Y'all realize this is a bubble, right? I almost feel sorry for these investors, gonna have their ass handed to them in the coming decade.
Y'all realize this is a bubble, right?
Can you explain why you feel that way?
Not really. The system will instead keep finding ways to get people to rent at higher prices or take out low down payment loans with ever larger monthly payments taking a lot more of take home salaries and making it harder than ever to save and invest.
Are other homes increasing as much in that area? Or did they build a double garage, remodel the kitchen and install 15 swimming pools?
Houses in my neighborhood are up 150-200%.
Friend of mine was saving up for a house 5 years ago. Prices have gone up almost 150%
Yeah that was me too... I FINALLY got to the point where I could realistically start looking, got the pre-approval and everything just after COVID started... People had already starting WFH and moving away from where they worked and investment companies kept buying and now I'm still living in someone else's garage because prices went through the roof pretty much as I was looking...
Of course once you mention WFH everyone gets defensive and claims this was a trend, but those charts are the same everywhere. Houses in 2018-19 were often less than half of what they cost now...
Only 37 more years until he has that down payment.
About everywhere... In Toronto it's now 1 million+. In Vancouver it's now 2 millions+
If it makes you feel any better, that house would sell for at least double that price where I live.
At least triple the price in my area. 4x if the schools are good.
mine is now worth 130% of its original value
In the lat 80s / early 90s, my SO and I saved up for 7 years to be able to afford the down payment for our first home. Now, that would be more like 20 years, which is too much.
Time to consider moving to Europe or Costa Rica or Mexico City or somewhere, if you're in that boat now.
Literally thinking of going back to the old country. Least I could own a compound for that i pay for a caravan in a first world country. If only I liked sun....
:laughs in Australian: