It might work that way in the first life but then when you're reborn you're gonna have really poor credit score and that sucks too in its own way.
this post was submitted on 13 Jul 2025
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Oh god. Don't even joke about this. lol
The problem with getting that big loan is you need an income and some money first
I mean, most of the time they don't really check. At worst you might get a company which wants a paystub or two to verify income but those are just PDF files that can be edited. If you're already planning on breaking some laws and contracts, nothing to stop you from breaking a few more
Look up the "buy, borrow, die" strategy (spoiler: it's only possible for those who are already rich, go figure).
TBH if you have credit, proof of income, and live in such a land of opportunity that large loans are available then you're not really in a position worth ending yourself. Just go to therapy.
If you borrow from a shady or illegal lender then they WILL go after your next of kin, so list your guarantor as somebody you hate, lmao.
Yes this is my current trajectory. Been traveling and burning through my savings and am gonna start racking up debt in the next year.
I couldn't enjoy myself if I knew that was going to be the end.
Average gen Z retirement plan
Millennial, more like.