A community for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards
Rules
No-thing Nefarious. This applies to any posts where we suspect anything potentially illegal or fraudulent, and may include buying/selling tradelines.
No Referrals. No links; no codes. Don’t post them; don’t hint at offering them; don’t ask for them. Use rankt.com. This includes any behavior that could be deemed fishing for referrals.
No PM’ing Referrals. Spamming other users will get you banned.
No Link Shorteners.
Self-promotional posts must be pre-approved by a mod. Such posts are generally unwelcome. We may make an exception if it’s truly unique and helpful.
Be nice. (Don’t be a dick.)
If you always pay off your bill, the APR is irrelevant.
It may trigger a credit credit check if you click accept. If you don't need a lower APR because you pay it every month, the credit check only hurts your score.
Oh. Didn't know there was a possibility of a credit check.