Chapelgentry

joined 8 months ago
[–] Chapelgentry@lemmynsfw.com 3 points 4 months ago (1 children)

Really? How are you refusing to be a victim?

[–] Chapelgentry@lemmynsfw.com 4 points 4 months ago (2 children)

Solid comment, real world changing shit right there bud.

[–] Chapelgentry@lemmynsfw.com 5 points 4 months ago

Thank you for being the voice of reason here. The other person has no clue what they're talking about and have just been hucking out buzz words and talking semantics without substance. Thanks again for being reasonable.

[–] Chapelgentry@lemmynsfw.com 1 points 4 months ago

Much better to take offense and ban than educate.

[–] Chapelgentry@lemmynsfw.com 3 points 4 months ago

I'm assuming British Columbia Canada. Could be wrong though.

[–] Chapelgentry@lemmynsfw.com 2 points 4 months ago (1 children)

Maneater by Darryl Hall and John Oates

[–] Chapelgentry@lemmynsfw.com 1 points 4 months ago* (last edited 4 months ago) (1 children)

Long shot but "Tim McGraw" by Taylor Swift?

[–] Chapelgentry@lemmynsfw.com 1 points 4 months ago (1 children)

Midnight Train by Burning Rain?

[–] Chapelgentry@lemmynsfw.com 1 points 5 months ago (1 children)

Appeasing dumb people isn't a new thing.

[–] Chapelgentry@lemmynsfw.com 1 points 5 months ago

Yeah, I don't think it's that. I agree people don't save, and I'm sure there are a myriad of reasons for that, from bills to bad financial planning, but largely saving for retirement is a lost cause. I've put 15% in my retirement account since I was 19 and am projected to be short in retirement because the market average return is so close to inflation that my money won't appreciate significantly enough to retire. Additionally, if I wanted the returns needed to make money on my retirement account I would need to invest in a disproportionate amount in high risk stocks, which isn't sustainable.

I've resigned myself to working until I die with my retirement going to fund my childrens' 401ks.

[–] Chapelgentry@lemmynsfw.com 3 points 5 months ago

That's not science.

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