Where I live approval on average takes a year or more. Permits alone can cost like 50k for a house. All of those things you've mentioned would result in court cases and awards ..
Honestly even residential houses that are to code are sort of trash aren't they? Like laminated wood chips and saw dust more and more every year.
How many other approvals are required above you to build? How long and at what cost ? Mostly curious. Here its pretty bad IMO. Here being Canada.
Yeah the US is a really poor example of a free market.. I don't think one exists for health care.