/r/Scams

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Landed Gentry, opening after threats from Master Spez. We'll do what we can to help, but it won't be as good as it was prior to Steve's hissy...

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26
 
 
This is an automated archive made by the Lemmit Bot.

The original was posted on /r/scams by /u/informedmoons on 2024-09-25 14:53:43+00:00.

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The original was posted on /r/scams by /u/Silver-Pen3953 on 2024-09-24 23:50:53+00:00.

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The original was posted on /r/scams by /u/dromeciomimus on 2024-09-24 23:11:00+00:00.


I’m in human services and this woman I support put a room wanted ad on CraigsList. Someone contacted her with what was clearly a scam but I can’t figure out how. They gave her the address and told her the key was in a PO Box, and that they were a flight attendant and going to be away for a couple months.

Not knowing half of that, I brought my client by the house at her request, just to look at the outside of the house and the neighborhood while we talked. We noticed the door was open, went up and knocked, and met the brand new owners of the house who had no idea what we were talking about.

I guess maybe we threw a little monkey wrench in the scam by going there unannounced, but I can’t figure out what angle they were going to take.

Thank you!

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The original was posted on /r/scams by /u/Distinct_Ad2349 on 2024-09-24 22:27:30+00:00.


I wanted to warn everyone of a check washing incident that happened to both me and my sister in law. If you don't know what check washing is, apparently crooks who steal checks can remove the ink somehow and replace the characters and figures on the checks.

In April both me and my sister in law paid our quarterly property taxes by mail. We both delivered the mail directly to the postman.

Fast forward 2 1/2 months and I get a new bill saying that I owe money for the last quarter. I checked my account previously and didn't see any suspicious amounts. I later looked at the photocopy of the check that my bank made and saw that someone had altered the name of the payee, but nothing else then cashed the check. The exact same thing happened to my sister in law. The names were hispanic sounding names and these incidents happened in NY.

I contacted my bank Citizens to explain the situation, but they denied my claim. Then I contacted the CFPB, the claim got escalated higher up, but was again denied. The reason they said was that you have to catch and report the fraud within 30 days. I explained to them that I didn't catch the fraud because the amount wasn't altered and I didn't get any letter from the government saying that I owed money so didn't know until I received my next quarterly bill, obviously more than 30 days later. My sister in law, who is with Citibank, says that their policy is 90 days, so she submitted a claim and is still awaiting a judgement.

I called the Citizens Fraud Dept. and asked whether they can track the account to which the check was deposited to and the lady who spoke to me said that the person who cashed the check did it at a Citizen's branch and didn't need/have an account to immediately get the funds. I was surprised that they would allow this to happen. So basically anyone can just create a fake ID, wash a stolen check, cash it without ever having an account and then they get away scot free. Ridiculous.

So lessons to be learned from this:

!) Do not use checks as a payment whenever possible. I was not aware that check washing even existed. Use online payments, bank wire, pay over the phone, etc. whenever those options exist. If you have to use a check, make sure to take a photocopy of the check and check your accounts at least weekly to make sure the payee is correct when the check is deposited. If there is fraud, you should report it immediately. Every bank has a different fraud reporting period and this can change when they mail you new terms of agreement. It can range from 2 weeks to 90 days, but apparently 30 days is the most common.

  1. Do not use USPS whenever possible. They are being targeted both inside and out. Crooks have been robbing postmen of their keys, stealing mail from boxes, even the entire mailbox itself, and there have been cases of postal workers stealing mail, basically an inside job.

This horrible incident cost me several thousand dollars and hopefully this post will save you from being scammed. If anyone also knows whether there is still any possible way to reclaim even a portion of the lost funds, please let me know.

Thank you for your attention!

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The original was posted on /r/scams by /u/Mezorok on 2024-09-24 21:32:14+00:00.

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The original was posted on /r/scams by /u/Ariki2708 on 2024-09-24 15:11:19+00:00.


Hey There,

I am ashamed of myself but I learned something from it.

I got contacted by an Account over Instagram posing as a rela person. It was weird, at first I thought it's a bot and I tried to lure the bot into stupid answers but it turned out to be a real human being. In the end not the person I thought it would be. I'm German but my English is pretty good, this Person posed to be from the US and we kinda got along. It turned out it was a she but she was not flirty or anything, just conversing, making small talk and telling me things about her life and stuff. And that's probably when I got a bit attached to the chat and this person, and I guess that was my mistake there.

At one point she got a little worked up over a University project and needed a couple bucks to make some hard copies and she lacked the funds. So as kind and stupid as I was I did send her like 35$ over PayPal (ofc Friends and Family because I was not smart) to a account of one of her friends, because supposedly she doesn't have a PayPal account. Yeah I know I'm stupid as hell.

She promised me to send it back a week later. A week Passed and she asks vor my Email. So I'll give her my E-Mail, strangely I receive a text massage from a Company Account over What's App, called: Quarter of Quantico. With the Bank of America Logo as PfP. At that moment I knew I will never see my Money again. In the Message they said I got a payment with a Transaction ID from PayPal in it over 200$ and I have to pay the fee of 58.4$ to receive it. That's when I blocked the Number and Reported the Company Account and as well Blocking the Instagram Account.

I realize how silly it is that I fell for something like that but It was really clever. It took over 3 Weeks before she asked for the money for the Project so I was trusting her to be trustworthy but turns out she wasn't.

I'll just wanted to Post this Story of mine just to reassure me to never trust strangers on the Internet again and for everyone else to never trust strangers on the net again.

It wasn't a lot of money but it happened.

Have a nice Day, whoever reads this. Please don't insult me or anything I know it was stupid, I learned from it ;)

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The original was posted on /r/scams by /u/erkevin on 2024-09-24 17:47:23+00:00.

Original Title: How Come I have Never Seen Anyone Ask, "why would any legit company send a check to an employee, they have never met, who could just cash the check and run off with the money?" Does that sound like a business model anyone would use?


Of course it is not. If it were, scammers by the thousands would be applying for these jobs, cashing the checks, and disappearing. How come this doesn't occur to people?

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The original was posted on /r/scams by /u/definitelygrouchy on 2024-09-24 17:32:08+00:00.

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The original was posted on /r/scams by /u/panzan on 2024-09-24 11:33:33+00:00.


Recently my elderly cousin told me about her plan to avoid paying “voluntary” federal US income tax. She did not explain it very well and I’m sure she’s being scammed, paying money and traveling to seminars. Her newfound beliefs say that the federal government considers every citizen to be a corporation based in Washington DC at birth. Somehow this explains why our names are written in all caps on credit cards, and why our birth certificates show our mother’s maiden name. She’s traveling out of state soon to get some “passport” that will establish her as a non-citizen resident or something like that, which will emancipate her from her birth-corporation and allow her to stop “voluntarily” paying income tax.

I’m positive she’s getting scammed out of money and time right now, and eventually will get herself in legal trouble over unpaid taxes. Anyone ever heard of this particular hare brained scheme?

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The original was posted on /r/scams by /u/cactuarjon on 2024-09-24 10:29:04+00:00.


I hear about it all the time, but now I'm experiencing it and I really don't know what to do. My mum (60) recently became obsessed with Magnum PI, and then Tom Selleck, and then everything Tom Selleck has ever done/doing. Which lead her to, of course, join some facebook groups. Then she thought she was talking to the actual Tom Selleck, but she says that was a scammer, so she got a little scared. Then she joined another Tom Selleck fan club page who then selected her at random to receive a Tom Selleck voice note. Which she was besides herself about.

THEN - this escalated into her receiving messages from him and they started chatting through an app called Telegram. So, it's been going on like this for some time now, it's been 5 months. She says she has video chatted with both him AND his wife. A few months ago I had to tell her off as I became really concerned when she started buying Apple gift cards to pay to Tom Selleck's agent company - Aevitas Creative Management - for a VIP membership card to do a 'meet and greet' with the actor which also allows premier screening opportunity to his new film that is coming out. So, at this point I tried to get her to see what's going on, but with everything I say, there's an excuse and then she refused to talk to me about it as she wouldn't believe that this is a scam.

So, the things that have so far convinced her is the fact this 'scammer' has her convinced that he is working with the FBI to help put a stop to people who are pretending to be Tom Selleck, feeding her information that they've so far caught 28 people who do this and (this is something I don't fully understand) but he is having her receive a reference number that he says is an FBI investigation number so that she can then give it to him. (I'm not even sure what that is all about). Anyways, she also say's he's bought her a piano (she's really into playing the piano and recently had to sell her old one due to space - but regretted it). Apparently, this said 'piano' is being delivered next week and she has an invoice for it. Note that we are in the UK, so potentially this is coming from the US. And now as I'm writing this I'm thinking if it really is a piano coming, what's the likely-hood that they will ask for cash on delivery? And if she can't afford it, she will be absolutely gutted. Hmm... thats concerning.

Also, to top it all off, he has now pledged his love for her and he's coming to the UK next year for 6 weeks (work related) which is when she will get her meet and greet and he has also said that it doesn't have to stop there, they can go out for day trips and stuff while he's here.

I don't know what to do, She is stubborn and she is very gullible. Whats worse is that she is married and I even think her husband believes he's the real Tom Selleck as well as he's not the smartest tool in the shed. If i push for her to realise she is being scammed, it's likely to sour my relationship with her which is not what I want. I'm concerned that this is now going too far. I spoke to her yesterday and she was in literal tears because as of yesterday, she couldn't get hold of him, when she tried to connect to a chat with him, it just said it was connecting and would not go any further. I'm no religious guy, but i am praying so hard that he's just gone, for good and thats the end of it. But if it's not the case and he does come back from where-ever (my guess is that he'll leave it some weeks or so, suddenly appear and then start giving her some story about how he's in trouble and needs cash). And if it continues, this could hit her emotionally hard. She's not the most emotionally stable person, it will make her ill. Worse, it could cause her to loose her marriage (as much I hate the guy, she does not deserve that), she could loose her house, and potentially her sanity if not her life.

What can I do? How can I prove to her this is a scam without her shutting me off? I need her to see sense.

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The original was posted on /r/scams by /u/ThatWolfWriter on 2024-09-24 07:26:40+00:00.


I was out in the woods birding the other day and got a call from "my credit card company" about "suspected fraud." The young man was very polite and professional-sounding. He had my name. He asked me if I'd made a transaction in Houston, and I hadn't because, well, I was in San Francisco.

Then, of course, my phone was "breaking up" and he needed to call me from a different number. (This was plausible because my phone is a POS that desperately needs replacing, plus I was in the woods, but I digress.) This made me suspicious anyway, because hm, especially since it was a Hawaii number he called me back from.

I told him I was in the woods and couldn't really do anything at the moment, but go ahead and cancel the card and ship me a new one. And then he said "I'm going to text you a link to click to verify your identity."

TWEET. FLAG ON THE PLAY. A BIG RED ONE.

I told him that it seemed like a really good way to steal my identity, and that I'd call the credit card company when I was in my hotel room and not in the middle of the freaking woods to get this straightened out. He was very very insistent that I had to click that link right now or they couldn't cancel the card, and if I didn't do it I'd be on the hook for that several-hundred-dollar charge in Houston.

He also had my social security number, and read it off. Which was stolen in a data breach, and I told him so, and that it cut no ice with me. (I'm also thinking that my social is not the one associated with that account, but I'd need to check and be sure.) The exchange got heated, and I basically accused him of trying to scam me, because we all know that a real credit card company will never send you a text and tell you to click a link in it. Especially a link like the one he sent me, which was random gobbledygook rather than a real [mybank] website address. He kept insisting. I kept saying no. I may have sworn at him. Not sorry.

He eventually hung up on me.

Surprise, surprise, when I checked my account, it wasn't flagged and the "transaction" he'd told me about from Houston was nowhere to be found.

Stay frosty out there, friends.

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The original was posted on /r/scams by /u/WittyWordWanderer on 2024-09-24 03:08:44+00:00.


I want to thank this community for sharing their experiences and working to help others avoid scams. I received a text from someone pretending to be a representative of a reputable recruiting agency.

It seemed too good to be true, but I went ahead and started the training session. During it, the trainer paid for a combined task, but I remained very skeptical.

I checked Reddit for similar experiences and found this community, which was disheartening as I saw how many people had lost money.

After the training, the person transferred $50 to my crypto wallet and then requested it back along with an additional $10 to reset my account. I quit immediately.

Thank you for all your efforts in keeping us informed about these scams.

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The original was posted on /r/scams by /u/TrumpYoRump on 2024-09-24 02:51:10+00:00.


Long story short, I fell for a fake job scam that has now costed me $4,500 of my money. I am completely devastated. The job was supposedly an illustration/ design job where I was tasked with creating several illustrations for a public school convention. The email and conversation I had with the "hiring manager" seemed very legitimate. They provided a link to the schools website, the name and phone number of the person who actually worked there, and also had the school logo on the email as well. They also sent me instructions and a due date for the job. They sent a contract for me to sign which all looked legitimate. I was aware of multiple fake job scams and I double checked multiple times to make sure there was nothing fishy, looking at the school's website, checking the staff and reviews, the address, etc. Nothing rang any alarms at first.

The amount they sent me was a little over $6,000 from the "sponsor". When the check came, they said there was an issue with the check and that some of the money was meant for another artist who was working on another project. The check came in at over $9,000. They also told me if there were any issues with transferring money to the other person, that they would reimburse me the money I would be owed. I cashed the check in through the bank and waited for the money before working on anything or taking directions from the "hiring manager". The money did get sent to my account. They told me to send a starting payment of $1,000 dollars to the other artist via PayPal to see if he would receive it. I immediately should have stopped myself here and thought about why I should be sending the money and not the school itself or the sponsor, but my dumbass was not thinking properly. What raised even more red flags was that they said there was an issue with the artists PayPal and that he would not be able to get the money immediately, so he would opt for a Visa gift card. I can't believe I fell for a gift card scam, but I was so blinded by the money plus feeling like I was doing a job that I liked that I obliged.

After I sent the money through PayPal and spent 3,000 on cards, the "hiring manager" said they would reimburse me with the money I was owed with another check. They wanted me to do this weird thing through email where I would print the check myself and I realized something was off only then. I checked my account, and sure enough, the money was charged back and I lost $4,500. Thankfully I did not give them any of my Bank information or my card info.

I will check with the bank to see if anything can be done, but I'm pretty sure that the money is gone at this point. I will also try to contact PayPal to see if it is possible to get the original 1,000 I sent, but I doubt they can help there.

I feel so ashamed and stupid. I can't believe I fell for this. I should have known it was too good to be true and I feel awful. I was very happy that I thought I was being hired for a job that seemed suited for me and I was too naive and nice to see through it. Hopefully this can be a warning for other people to not be an idiot like me.

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The original was posted on /r/scams by /u/Maleficent-Pea-3494 on 2024-09-23 22:02:24+00:00.

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The original was posted on /r/scams by /u/aberdeenwillie on 2024-09-24 00:16:23+00:00.


My friend’s aunt received a payment over Zelle recently from someone she didn’t know and then received the ol’ “I sent this by mistake, please send it back” schtik. She just said to have the bank handle it and informed her own bank and it was taken care of.

But the scammer kept messaging for the money back and started making threats about being sued so she blocked and ignored. A few days later a police officer (allegedly) comes by her house and delivers a summons to small claims court. It was a legit summons and the part that gets stranger is that it was for her husband, not her whose Zelle it was. They went to the courthouse on the day indicated and the scammer never showed, so the judge dismissed the case.

I’m not a Zelle user, but how on earth was it possible for the scammer to file a legit case with a courthouse? Was this really a scam or something more at play? Any insight appreciated.

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The original was posted on /r/scams by /u/crackerboy321 on 2024-09-23 22:29:01+00:00.

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The original was posted on /r/scams by /u/Small-Impression1252 on 2024-09-23 22:16:50+00:00.

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The original was posted on /r/scams by /u/ShieldKroete on 2024-09-23 14:19:26+00:00.


So a friend and I are in Bangkok for a few days. We were walking past the national museum (which is closed today) when a Thai man came out the gate and started talking to us. Since it's a touristy area I was on my guard but he didn't try to sell us anything and said he was working for the museum and setting up a future exhibit.

After about 10 mins of chatting he gave us some seemingly legit travel tips and suggested some less crowded, destinations including some temples. In an offhanded way he also talked about a textile factory outlet / tailor which is only open some days a year which we could check out. They supposedly have some really cheap high quality items for sale since they cater to locals.

He then went back to the museum to get a map where he marked his suggestions

Finally he told us to be on our guard regarding tuk tuk prices and that tourists are often scammed by drivers and that locals often pay much less.

After we thanked him and said our goodbyes he then waved over a seemingly random tuk tuk and negotiated a really good price for us to visit some of the aforementioned attractions.

We then drove to one of the temples which as promised was almost empty and actually quite beautiful. There we met an old man who started telling us some things about the temple and also gave us some advice about interesting spots in the city, which are not so easy to find and not crowded with tourists.

When I gave him the map so he could show us where to find them, he saw the marked textile factory. He recognized it and started talking about how this is a really good opportunity to buy some clothes for local prices and that they're only rarely open for retail and how he actually bought some really high quality silk and cashmere suits and dresses for his wife there yesterday. Since I told him about an upcoming job of mine in the same profession he supposedly is in, he gave fatherly advice about appearing professional at meetings.

Up until that point we had a really good time and were very happy about the nice locals who took their time to give us advice and basically free tours.

When we got to the tailor it didn't quite look like a factory outlet and there were no locals there but it looked very professional and high end. At that point I might have gotten suspicious but it had really good reviews on Google from accounts with (seemingly) different nationalities with photos that were taken inside the store. The people inside the store also did a very good job of not giving us time to think. Every time I was trying to calculate prices in my currency or trying to get a closer look at the fabric they had a question, suggestion or some smalltalk ready.

After a few minutes I let myself get talked into commissioning a dress shirt and trousers. They tried to sell me multiple suits, ties etc but since I hadn't seen any final product I declined. The only reasons I was willing to buy anything at all were the ringing endorsement of those two nice locals who kept talking about dirt cheap high end suits. In the end I paid about 120$. They gave me a receipt and told me my clothes would be delivered to my hotel the same day.

Later today I randomly stumbled upon a description of the Thailand tailor scam online, which sounded weirdly familiar. Basically everyone I mentioned before, including the tuk tuk driver, is working together to make us think we're getting the deal of our life on those clothes when in reality the fabric is really cheap and not nearly worth the price.

The beautiful thing about this is that the tailors never actually tell you that what you're buying is cashmere or silk. You only assume that because everyone else independently tells you about the awesome high quality cashmere suit you're going to get. Since you're actually getting the ordered clothes you cannot go to the police or your credit card company. You're just tricked into paying much more than they're worth.

Since everyone involved seems genuine and friendly, gives legit tips and only mentions the tailor as a side note I never connected the dots until it was too late.

In the end the clothes were actually halfway well fitting and don't look too bad.

Right now I'm a bit poorer than before and feel quite stupid for having fallen for a common scam. I thought I would be able to recognise scams like this but I was completely blindsided by the way everyone was working together and subtly influencing me over the course of about two hours.

Looking back there were a few signs that I should have noticed but up until the actual store I think there was no single obvious clue. Especially since I have met people like that while travelling who were actually just friendly and trying to help me have a good time.

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The original was posted on /r/scams by /u/Ready_Tomato_4718 on 2024-09-23 01:38:17+00:00.


So here's what's happening. One of my good friends is a 66 y.o. Female, she has been single for several years, lives alone, and has (or had) been pretty wealthy. Last November, she fell for a celebrity scam. She believes she is dating Cillian Murphy. To my knowledge, she has "purchased bitcoin", sent him thousands and thousands of dollars, bought him a brand new iPhone and iPad, several gift cards, and has never met him. He has asked her on multiple occasions to wire him money for "the house he is buying them". I have talked to her on several occasions that I believe she is being scammed and she just got very defensive and says she knows what she is doing. Even Apple reached out to her and told her they believe she is being scammed. I'm sure the amount of her life's savings that she has sent to him would make anyone else fall over, and I am so worried about her. I even went to the FBI's website to see if there was something I could fill out to have him investigated but of course I have very limited information to give them. What do I do? I feel so lost because either I sit and watch her fall into a hole she can't dig herself out of, or I potentially end our friendship just trying to protect her.

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The original was posted on /r/scams by /u/TrickDemand5202 on 2024-09-23 04:16:44+00:00.


Hey so I’m literally so traumatized…, last night around 1 am I got a no caller id call. I usually don’t pick up but I did. It was a voice that sounded exactly like my mother, she sounded in a panic and said she needed to talk to me and she was scared. I immediately jumped to the worst conclusions like someone died or what not. She then proceeds to tell me she is pregnant. My mother is over 60 and it’s highly unlikely. But she preceded to say she’s having an affair with someone much younger. And then I just went along with it because I was in a panic myself thinking like this is real. I mean it sounded EXACTLY like my mother. I then try to change the topic and asked her if she’s still doing yoga. And she’s like yeah. that’s how it started. We met at yoga. “ we do yoga alone together “ and that comment was just weird. Then she was saying how she wish she used protection. She made a comment saying she likes how it feels without it. I immediately hung up and called my mom’s number and asked if we just spoke. And it wasn’t my mom. The question is here is how, what, and why would someone do this. I mean the way she sounded exactly like my mom but then again didn’t say my name or anything specific. I’m low key just traumatized. Is this a scam or something more…..

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The original was posted on /r/scams by /u/kt5rice on 2024-09-23 01:52:00+00:00.

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The original was posted on /r/scams by /u/Dazzling-Papaya1142 on 2024-09-22 22:34:54+00:00.


Hello everyone. This is an update I’m making on the post I made here a couple of days ago: Thank you so much to everyone who gave me input. It’s helped a lot during these hard times. So basically, I’ve learned a lot more information and my dad DID get scammed out of his $100k. I don’t just believe, I 100% know. We all know now.

My dad finally admitted that it was a “woman” (I’m putting this in quotation marks because who knows who is actually behind this scheme) who was messaging him. And his friend didn’t introduce him to this woman or Coinbase, this “woman” had messaged my dad through Facebook and that’s where everything started.

So now, my dad went to see my cousin who is this tech expert. My dad has photos of the woman and my cousin used them to find information on her. He found out that she is an Indian model based in Delhi in her late 30s-early 40s. He also found out her name but I’m not going to include that because the scammer could’ve just been using her photos.

It also turns out that the wallet was fake, as many of you guys had explained, and there wasn’t any actual money in it. I had explained this to my dad around a week ago and that he wasn’t actually in DefiWallet but in some other tab in the app (I don’t know why the app has this feature, I think it makes it easy for someone to get exploited). I had to push my dad for answers. I kept asking him to show me the actual wallet but he got mad and said there was nothing in there and that the money could only be seen through the tab. This literally proved that he was getting scammed and my cousin also explained the same thing to him. My cousin asked why my dad didn’t believe me.

We’re going to the authorities. We’ve been scared for so long that they might hurt us if we reported them but they have to be reported. We have footage of the 3 people who came and took the money in-person, plus one of the scammers left a bill behind with the same identification number as the other ones. I hope somehow we can get our money back although, I think there’s a very, very slim chance of that happening.

If you know anyone who is older, please make sure that this doesn’t happen to them. Even if you believe it won’t happen, it might and it’s always better to be on the safer side. This happened to us and I wouldn’t want anyone else having to experience this. Please don’t get involved in things you don’t know anything about; cryptocurrency isn’t a game. I will update you guys again in the future. That’s all I have to say for now…

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The original was posted on /r/scams by /u/Honest-Leopard-2428 on 2024-09-22 21:13:48+00:00.

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The original was posted on /r/scams by /u/Present_Orange7662 on 2024-09-22 16:00:37+00:00.


Hello everyone. I am selling a car through germany's mobile.de. A person from france exchanged a couple messages with me, telling me he would like to buy the car after I told him how long I have owned it and the final price. He said he wants to pay me via bank transfer and then arrange a shipping company to send the car to him. As this is the first time i'm selling a car, I have no idea if that could work. When me or my dad bought a car we just drove there with cash. So I ask you, wise people of reddit, am I in contact with a scammer?

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The original was posted on /r/scams by /u/notmagsss on 2024-09-22 19:41:53+00:00.

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