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Is Google going to make Android a nightmare?
(arachnoid.com)
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Google has managed this years ago, but it's optional. There was a fairly short timeframe when most phone makers enforced it, but now most allow power users to disable the security and root their phones. But usually they will disable some security-sensitive features like Samsung Knox. And many security-sensitive apps like banking apps will not let you run them anymore (if yours does, great for you, but that also means your bank's security is shit, just FYI).
A banking app allowing itself to run on rooted devices isn't a security issue.
Depends on your level of security consciousness. If you're relying on security identifiers or apis that need an "intact" system, it certainly can be a security issue if you can't rely of those.
That being said, it's not exactly a plausible risk for most people or apps.