this post was submitted on 22 Aug 2024
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Futurology

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[–] pupbiru@aussie.zone 3 points 2 months ago (2 children)

idk about you but i don’t carry around $10,000 cash… i do however carry around my phone, which (assuming someone has that) has access to transfer that, and more

[–] ReversalHatchery@beehaw.org 3 points 2 months ago (1 children)

Who said you need to? Do you spend $10,000 every day?

[–] pupbiru@aussie.zone 1 points 2 months ago* (last edited 2 months ago) (1 children)

who said anything about every day? any day does not mean every day… having access to all my money whenever i feel like it is freeing - not that i need it all the time

[–] ReversalHatchery@beehaw.org 1 points 2 months ago (1 children)

I'm paying with cash whenever possible, and avoiding places where I can't, yet I have never kept that much money with me on the go. It just seemed unusual to me that you would want to do so

[–] pupbiru@aussie.zone 1 points 2 months ago (1 children)

this is just the standard situation in australia and now that i have it i’d never go back… i think most people that live here think similarly

[–] ReversalHatchery@beehaw.org 1 points 2 months ago

Most people use facebook, uploading their life without a second thought, and click on anything and install anything that is put in front of them. "Most people do this" is not a good argument, I think.

[–] birdcat@lemmy.ml 1 points 2 months ago (3 children)

man if only some kind of "technology" existed to securely hand over big amounts of money, like maybe the cash could be "stored" somewhere, like in a "database" of some sorts, and we could then use some kind of "unique identifiers" and make like "transfers" in cases where the needed cash amount is so big that carrying it around makes us feel uncomfortable 🤔

[–] JohnyRocket@discuss.tchncs.de 8 points 2 months ago (2 children)

The problem with traditional bank transfers, at least in Switzerland, is that they are very much not instant and take up to 2 buisness days for non-buisnesses in switzerland. Therefore instant payements look like a nice alternative to our alternative to venmo here

[–] pupbiru@aussie.zone 6 points 2 months ago* (last edited 2 months ago)

you’re absolutely correct… we’ve had this in australia for years and it changes the game tbh

it was added with a system that integrates account details with phone numbers, email addresses, abns (australian business number), so you can pay to all these identifiers without bank details from any bank to any bank, and it’s instant

the massive benefit of it being bank to bank rather than some shit 3rd party app is you’re much more protected against fraud, and there’s lots of insurance going on that you’re not aware of until something goes wrong

[–] birdcat@lemmy.ml 2 points 2 months ago* (last edited 2 months ago)

got a point there, the twint TOS are straight up criminal, if this new system kills twint im in support of it.

[–] pupbiru@aussie.zone 3 points 2 months ago

that’s literally what this is about

[–] Noodle07@lemmy.world 1 points 2 months ago

Nah that's way too convoluted, would never work out