this post was submitted on 19 Sep 2024
1459 points (98.6% liked)

Work Reform

9980 readers
163 users here now

A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.

Our Philosophies:

Our Goals

founded 1 year ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] dohpaz42@lemmy.world 4 points 1 month ago (2 children)

There are two types of loans: subsidized and subsidized. The subsidized loans do not accrue any interest, as the fed pays that for you. Unsubsidized loans do accrue interest; typically a lower rate than regular loans (mine were 6%). Student loans cannot be discharged through bankruptcy.

[–] catloaf@lemm.ee 3 points 1 month ago* (last edited 1 month ago) (1 children)

That is not correct. Subsidized loans accrue interest, but only starting six months after graduation or when you drop below half-time enrollment.

And the rate is the same for subsidized and unsubsidized, currently 6.53%. https://studentaid.gov/understand-aid/types/loans/interest-rates

[–] dohpaz42@lemmy.world 1 points 1 month ago

My loans were over 20 years old. Things have changed since then.

[–] damnedfurry@lemmy.world 2 points 1 month ago

There are two types of loans: subsidized and subsidized.

🤔 (lol)