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Biden administration bans medical debt from inclusion on credit reports (www.theguardian.com)

submitted 7 months ago by pelespirit@sh.itjust.works to c/politics@sh.itjust.works

13 comments fedilink hide all child comments

Lenders will no longer be able to see whether American borrowers have unpaid medical debt in their credit history, according to a new rule from the outgoing Biden administration.

The vice-president, Kamala Harris, announced early on Tuesday that the Consumer Financial Protection Bureau (CFPB) was removing $49bn of existing unpaid medical bills from the credit reports of 15 million Americans and will ban the inclusion of medical debt on credit reports.

“No one should be denied economic opportunity because they got sick or experienced a medical emergency,” Harris said in a statement. “This will be life changing for millions of families, making it easier for them to be approved for a car loan, a home loan or a small-business loan.”

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[–] Pika@sh.itjust.works 5 points 7 months ago (2 children)

I like this change, I don't think it will really matter in the long run sadly, not to say it shouldn't be attempted but, I really think every proactive thing is going to be reversed over the next year or two.

[–] pelespirit@sh.itjust.works 1 points 7 months ago

Oops you're right! Imperial gets me every time.

[–] dragonfucker@lemmy.nz -2 points 7 months ago* (last edited 7 months ago)

Let's give them a million little improvements to reverse so they're too busy breaking those to break everything they want to break.