A Boring Dystopia

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Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.

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No money for coffee? Just take out a loan. (lemmy.today)

submitted 2 days ago by MacNCheezus to c/aboringdystopia@lemmy.world

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[–] ArchRecord@lemm.ee 5 points 16 hours ago

For anybody wondering what the cost is to using their service, this quote from their website about sums it up:

Credit Genie charges a recurring fee of $4.99 per month or $3.49 biweekly to maintain a user's bank account connection. Paying the bank connection fee does not guarantee approval for a Cash Advance.

So essentially, if you're borrowing from them, you'll pay $60/yr in fees if you can afford $5 a month, or, more likely if you're in the kind of financial situation where you're having to take out $100 micro-loans because your bank balance is consistently hitting zero, you'll get stuck with the $3.49 biweekly option that I'm sure they totally don't heavily push you towards. That's $90/yr.

You get charged the fee whether or not you borrow from them at all, and what do you want to bet they do nothing to notify inactive users of their recurring charges?