this post was submitted on 24 Jan 2025
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Actually Infuriating
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Even if you have a job that pays for health insurance, it's still not as good as a universal health system with a single payer. There's deductibles to pay. In Canada, if I need to go to the ER, my biggest financial concern is paying for parking.
And even if you eliminate the deductibles, it's still not as good as a public health system because you also need to worry about whether a provider is in network and then your insurance company can just deny coverage because their whole point is to profit and not doing what their stated purpose is is an easy way to make more profit.
There are different models. For example in Portugal and in the UK there's public health system where you have the right to health care as a citizen, and it's paid by social security, which is a tax on you income. In Germany you instead have mandatory insurance, but the government pays for you if you can't. This you pay a % of your salary but it's not considered a tax. In the end it's just different models of the same thing.
Are the insurance providers in Germany public or for-profit private entities?