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For the Love of Everything, Please Keep 3-6 Months Worth of Money for an Emergency Fund (If You Can) (beehaw.org)
submitted 10 months ago by MangoKangaroo@beehaw.org to c/chat@beehaw.org
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I left my job about two months ago, and I applied for unemployment immediately. I got a new job today, but I STILL haven't gotten my unemployment decision. Additionally, my food stamp application was delayed due to personal circumstances. In short, had I not had money saved for an emergency, I would have been mega-screwed.

I know some people are not in a position where they have the luxury of storing away significant amounts of cash but, if you are, I beg of you to do so if you aren't already. I can't imagine what position I'd be in right now if not for my budgeting.

Thanks for coming to my TED Talk.

PS. I posted this here instead of in c/finance because the sidebar there specifies that it's supposed to be for finance-related news.

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[-] argv_minus_one@beehaw.org 26 points 10 months ago

Buddy, in this economy, most people's only feasible financial-emergency strategy is to jump off a bridge.

[-] Crozekiel@lemmy.zip 18 points 10 months ago* (last edited 10 months ago)

Yea let me just go to the fuckin money tree and harvest 6 months of income to put in savings... Where the fuck is that supposed to come from? Wtf is this wall street journal privledged ass fucking advice?

[-] MangoKangaroo@beehaw.org 22 points 10 months ago

Would you like me to lecture you on not eating avocado toast?

[-] Crozekiel@lemmy.zip 1 points 10 months ago

You guys are getting toast? In this economy?

[-] russjr08@outpost.zeuslink.net 3 points 10 months ago

If only we actually lived in the Animal Crossing universe.

(For those unfamiliar, in the game Animal Crossing you can actually "create" money trees that you can harvest from every so often, and how much you get is dependent on how much you initially "invest")

this post was submitted on 01 Sep 2023
187 points (99.5% liked)

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