this post was submitted on 01 Sep 2023
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I'm in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there's ever a serious emergency I have no safety net, I'm legitimately fucked. I'm one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?

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[โ€“] Sir_Kevin@lemmy.dbzer0.com 21 points 1 year ago (4 children)

I realized that paying rent was like throwing money into a bottomless pit. Obviously buying a house was out of the question so I bought a used RV and moved into that. I added solar panels and all the VanLife type stuff and now my biggest expense is for the storage unit I put all my stuff in. No more rent, no power, water or most other bills. StarLink is expensive but with all the other expenses eliminated it's not bad at all.

[โ€“] theshatterstone54@feddit.uk 9 points 1 year ago (3 children)

But what about an address? No address, no bank account. No bank account, no job. Or can you get paid another way in the US?

[โ€“] BCsven@lemmy.ca 9 points 1 year ago (1 children)

Most places you can request general delivery to a local post office, or rent a PO box

[โ€“] theshatterstone54@feddit.uk 4 points 1 year ago (2 children)

I'm not talking about deliveries. You need to have an address for a bank account in the UK.

[โ€“] BCsven@lemmy.ca 2 points 1 year ago

General Delivery is a term for when you don't have a street adress here in Canada, so you still get your mail from somewhere (I'm not talking Amazon "Delivery".) So when my friend moved to a new province and was living out of a van he contacts a local office and sets up General Delivery, his address was Dude c/o Post Office Address General Delivery. They hold it till you pick up your mail. You give this to the bank or anyone that needs a mailing address. We also have rural communities with PO Boxes at a main PO, and you can rent one. A PO box is all i had as a youth and opened government and bank accounts with it. UK must have something similar no?

There are services for that. I have an address that can scan/forward mail. Packages are also accepted. I use this address for everything.

[โ€“] Tygr@lemmy.world 7 points 1 year ago

Where did you park it?

[โ€“] callouscomic@lemm.ee 4 points 1 year ago (2 children)

A storage unit is rent. RVs require maintenance and resources similar to a house.

Both true, but storage rent is far cheaper. As for maintenance, I'm far more handy than the average joe so YMMV.

[โ€“] Annakah69@hexbear.net 4 points 1 year ago (1 children)

I want to do this. Do you use a gym for showers? The lack of running water is one thing that is making me hesitate.

My RV holds 40 gallons and has a shower. But yeah, many people do a gym membership for showers. Planet Fitness is like 20 bucks a month.