673
Poland cuts tax for first-time homebuyers and raises it for those buying multiple properties
(notesfrompoland.com)
this post was submitted on 03 Sep 2023
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Boy I sure wish I didn’t live in America where we only care about the welfare of the super rich 😒
Oh, don't worry, the tax cut only applies to second-hand market and it's so small it doesn't change anything for people that couldn't afford to buy in the first place.
And the multiple properties tax is so low it won't really hurt people with enough money to buy multiple properties.
Still, a small step in the right direction, I suppose...
Nah, we give primary homeowners a ton of benefits. Like, if you go to sell your primary home, a married couple gets up to half a million in profits that can go untaxed. If you have a second property that’s not your primary, it’s taxed as capital gains.
There’s a reason primary homes are seen as an intergenerational wealth generating vehicle in the US.
You also don’t get to claim the deductions on a second home unless you are renting it out, so property squatting is disincentivized in tax law.
Then get educated about how the system is set up to benefit them. There’s systems that could be useful like taxing the underlying assets that underwrite a loan if they reach a certain amount since the wealthy right now are collateralizing financial instruments like stocks to take out loans (Like Elon Musk did with his Tesla stock to buy Twitter, simply bypassing what should have been a taxable event). This one is tricky as HELOCs are used by a ton of lower on the totem pole folks to maintain their homes and cutting that off would come with some fairly disastrous consequences, like poor folks being simply unable to acquire the funds to fix a home issue before it becomes something that causes a complete loss of habitability of the property.