this post was submitted on 24 Apr 2025
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How the fuck much are they making that it is still worth it after taking $40k off the top?
It's probably in NYC or San Fran if that's for one kid. Both parents could reasonably make 100-200k around there.
I mean anything more than like 60K is still technically making money. If they're in a place where Childcare costs 40k it is likely they make at least 80k due to the high cost of living or they have more than one child. The poorer people in that area have to use family, friends, and less official care. Federally, parents only get 12wk of unpaid leave.
For me, it would have to be at least 80k, otherwise you would effectively be earning less than your daycare provider. You could find one or two kids to watch with your own and effectively be making more money while being there with your child.
Child care costs are also tax deductible. Does help a bit.
https://www.irs.gov/credits-deductions/individuals/child-and-dependent-care-credit-information