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What happens when an abused person has to escape a partner/parent who controls all the money? Where do they go, what food and board are they getting?
How do small traders set up garage sales and marketer stands, especially if they don't want to give cuts of their money to corporate giants Eftpos and Visa?
How do those with impulsively/memory issues (such as ADHD, dementia, and teenagers) manage the abstraction of their money, leading them to accidentally overspending/overdrafts?
How do you spot a stranger in need a bus fare home?
How do we support the street artists and buskers?
....I don't like the idea of cashless. My country already uses eftpos and visa as the norm (so ofc we all pay those overseas companies their fees). But while wide accepting of the card is good and useful, true cashless has issues of usability. It's not just 'something something government tracking spending'.
Vulnerable people fall through the gaps, and it means people make a lot more consumer transactions and a lot fewer personal ones.
Cards destroyed so many lives but if you say it out loud people think you're a tin foil hat nutjob
Cards themselves have been very useful. They're much lighter and harder to steal money than carrying hundreds in cash in your pockets.
It's cashless that is a concern, not the existence of cards.
The answer is: We're fucked.
People were warned of mass surveillance, and here we are, cameras everywhere, over the entire world. Everything is tracked. Same thing will happen to paper money and coins.
Cash is expensive for stores to manage, count, and sort. That's the actual reason they want it gone, not tracking. Sure, we're being tracked, but that's not the point. Thanks to our phones, our personal lives have already been completely disseminated.
Cashless is about making things easier for businesses that struggle with handling cash. A cashless society acts like consuming goods from those businesses is the only reason money exists, and that's wrong.