this post was submitted on 07 Jun 2025
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[–] gigachad@sh.itjust.works 31 points 1 day ago (1 children)

Swedish fintech for online payments. A lot of young people go into debts with their "shop now, buy later" function

[–] kadup@lemmy.world 3 points 20 hours ago (4 children)

So credit card with extra steps?

[–] Lumisal@lemmy.world 1 points 13 hours ago

Credit card with no interest or very very low interest.

It's like lay-away for people old enough to remember that, except you get the product immediately instead of later.

[–] Reddfugee42@lemmy.world 3 points 20 hours ago

Layaway without the wait

[–] gigachad@sh.itjust.works 1 points 16 hours ago

Credit cards are not that wide spread in many parts of Europe opposed to the US. I guess it's more like PayPal with the possibility to pay later. But yes, I also use my debit/credit card for online payment, which is a step more as I have to enter many numbers for that.

[–] Donkter@lemmy.world 1 points 20 hours ago (1 children)

Credit card with no rewards and more predatory payment scheme

[–] CanadaPlus@lemmy.sdf.org 0 points 17 hours ago* (last edited 5 hours ago)

Yikes, that sounds bad. Credit cards aren't really known for being above-board there either.