this post was submitted on 17 Oct 2023
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[–] chicken@lemmy.dbzer0.com 8 points 1 year ago

The bulk of that is not part of the minimum legal requirement though. My bill is less than $20, but that only goes towards paying for any damage my car causes others, I won't get any payout. If you get insurance that pays to repair or replace your car, that's separate and not legally required.