To each their own but I'd still rather have numb limbs and frozen snot than be stuck in the heat. I live in minnesota so I'm more than used to snapping off snotcicles at -20F while shoveling the driveway. At least when it's cold you can still move your body without it making things worse. When it's opressively hot all you can do is sit there sweating and feeling miserable. Any activity just winds up making matters worse. There's nothing you can do except suffer. It's the temperature equivalent of having congested sinuses.

Of course like you said, you have heat retention issues. Meanwhile my body runs like a damn furnace. I just wish it also burned calories like one.