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You don't need any funds to buy a house. First time homebuyers can buy with 0% down and roll the closing costs into the mortgage. The tricky part is having enough income and a high enough credit score, which is easy on a McDonalds salary in some parts of the US and impossible with a 6 figure salary in other parts. I do think that the vast majority of people overcomplicate the house buying process and needlessly lock themselves into renting when they could be building equity for the same cost.
As long as you're recognizing that: rent payment =/= mortgage payment
Home ownership comes with its own costs over and above the mortgage payment for upkeep and repairs which are already inside the rent payment.
My landlord never once fixed a single thing at my rentals. I bought a condo and now my condo fees cover everything from hot water to heat and the roof, and I'm saving a couple hundred per month over renting.