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Stocks and your 401(k) may surge now that Fed rate hikes seem to be over, history shows
(www.usatoday.com)
this post was submitted on 19 Nov 2023
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Buying a random stock and chanting to the moon might be like going to the casino but investing into a fund or into a balanced portfolio through your bank is not gambling. You really should reconsider our you'll be working until you die, i mean we all could, but I'd rather not risk it.
You don't have to invest a lot, my bank for example let's me siphon off a little from each paycheck into an investment account.
Oh I already know I'll be working until I die. That's what happens when you work a series of low-paying jobs and live paycheck-to-paycheck.
Ever consider a trade or a vocational program? Might help get you into a higher paying position.
Maybe, but at this point, I have to focus on my daughter's education, which is a full time job as a parent when they're in online school.
If you enjoy working in the education field you could consider looking into becoming a classroom aide at some point (when you're daughter's education situation changes). States differ but most states just require a high school diploma but you'll make more with an associates degree. You also get access to the retirement plans that teachers have and have all school vacations off so you can care for your daughter when she isn't in school. It's just something to think about. Where I am there is a shortage of aides.
She's in online school. We had to take her out of public school because of severe bullying. The online school, which is a state program, so it's not weird Christian homeschooling stuff, requires a parent to be a full time "learning coach." One day I'll look for another job, but probably not in the education field.
I'm sorry your daughter had to face severe bullying. I sincerely hope she doing better now. You might want to consider looking into the homeschool community. They frequently have social outings. It might be a good way to give her access to peers in a less stressful environment than school was.
She's only been out of school for a few weeks. We're going to our first meetup this Wednesday actually!