this post was submitted on 20 Dec 2023
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Lemmy Be Wholesome
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Almost nobody in this thread is aware of the limitations that 24h pose.
Forget real estate needs weeks, even cash. Anything bigger than 10k probably needs a few days notice. I have like a 600 euros a day limit on my cards.
Buying bitcoin could be a good idea, lottery tickets or gold.
Buying various crypto without crashing the market would be the best bet.
What about stocks? Couldn't you load millions into various companies and cash out the next day?
Why would you even cash out at that point? just keep the stocks.
Because I'm not smart enough to buy groceries with stocks
And I'm not smart enough to know I'm not smart enough: Micro loans with the stock as collateral
How do you pay those micro loans off if you don't ever cash anything out?
You just take out another loan to pay off that loan.
Smart
Here's the real answer. Just buy the top 100 highest dividend stocks and never work again.
Depends on the broker, usually you have to transfer the money in advance...
If you can buy them directly from your bank that would be a great strategy :)
You need to transfer money into something you can liquidate in the future.
I was able to use my credit card to put a nice sized down payment on a car, with a simple call to my bank. I have no idea what the limit to that exception process is. (Collected huge cash back, and paid it immediately with money I had set aside for the car so no interest)
But what about the clearance process? Different ways the money comes in would take different amounts of time to clear, all more than 24 h, so if we have to worry about that, the bank probably won’t let us spend more than we already had
If it was a credit card it wasn't even your money (yet), only after you peid the credit card bill. Which I this scenario would be well after the 24h,i assume...
Also I'm surprised nobody has commented to do a wire transfer into a business account which has less limitations than a simple human mortal account.
Takes multiple days to setup, chances are most people don't have one lying around.