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Recommendations for cat insurance in the USA and elsewhere? (lemmy.world)

submitted 9 months ago by nowwhatnapster@lemmy.world to c/cat@lemmy.world

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Polling the community here. Please share your experience with pet insurance providers in the USA. The good, the bad and the in-between. If not from the USA, please list the country.

Do they accept older cats? Recently adopted cats from a shelter? Preexisting conditions? How much is the premium? Etc.

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[–] MrZee@lemm.ee 2 points 9 months ago

As a rule, non-essential insurance (including pet insurance) is designed to be a losing bet as you are paying for the average cost of an insured animal’s care, plus the overhead of hundreds of people’s wages.

Plus all the other business overhead, plus tidy shareholder profits.