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There's something interesting about mobile banking. I constantly see stories of issues with it on non-stock / unmodified software. The funny thing is that I have never had any issues personally. Until recently my banking app worked even without Magisk's Denylist (and the most picky app was McDonald's). Now (since few months) I have to add it to Denylist, but that's the only requirement, no SafetyNet, no Play Integrity, nothing.
I guess some banking apps are less annoying about phone payment, but a lot of them are.