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Ditto. 2.6%. Car loan at 3.2%. Can’t afford a new car, can’t afford to move these days. Yeah, it’s hard to bitch when you’re glad to have a home, but it’s a figurative “house arrest” when market forces trap you.
Yep, 2.7% here. Bought in summer 2020. I really like the house, but the property is challenging as its a big slope. I didn't realize all the challenges in dealing with that. However, it's starting to grow on me and I'm still getting what I want out of my land its... just... more work and money. I got such a good deal it doesn't make sense to leave.
Car loan at 3.2%…
I’m so envious, I’m buying a car rn and I’ll be lucky to get 9% or 10%
NFCU. Has the best auto loan rates I've seen or heard of anywhere right now. I'm not sure if you're eligible, but worth looking in to.
https://www.navyfederal.org/loans-cards/auto-loans/auto-rates.html
10%?!
Holy shit.
Yeah, and that’s with a good (mid 700s) credit score.
I had a place try and reel me in at 14% the other day and I would have laughed if I wasn’t so taken aback. Like, they are closer to the maximum rate than the average…
I might just be unlucky with the dealers I have been to. Unfortunately the ones I’ve heard good things about only have cars out of my budget.
Brutal, and on top all the dealer premiums and markups.