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this post was submitted on 24 Apr 2024
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I've been using Splitwise for years with my friends and my partner. It has a "simplify group debts" feature that gets everyone paid in as few transactions as possible. If Adam owes Eve $5 and Eve owes Seth $5, Splitwise just tells Adam to pay Seth. I pay for premium, which has some nice features like currency conversion and receipt scanning. Regardless of which app you use, I have a couple tips.
First, discuss ahead of time which expenses you'll be adding to the group expenses. On a cabin trip last summer, one friend brought $100+ worth of liquor, but only one or two people drank it. Several of us were annoyed at having to pay him back for something we didn't use.
Second, at the end of your trip you'll "settle up" by having the people who paid less reimburse the people who paid more. Wait a few days after the trip for everyone to add any final expenses. Sometimes people settle up prematurely, and then someone realizes they forgot to add a dinner that they paid for. This makes it confusing and creates a bunch of extra Venmo transactions. Just wait.
Really appreciate your elaborate sharing! I tried installing Splitwise but it seems to require a subscription to use or only allow me to add a few entries. I don't think I would be using it frequently enough to afford a subscription so I guess I will try out other alternatives suggested here.
Thanks though!
Shoot! Enshittification strikes again. Well good luck. Hopefully my tips can be useful anyway.