A Boring Dystopia

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Study: 83% of Americans will have to work into their 70s in order to afford to retire (medium.com)

submitted 3 months ago by theHRguy@lemmy.world to c/aboringdystopia@lemmy.world

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[–] HubertManne@moist.catsweat.com 8 points 3 months ago (2 children)

My math says I will work till I can't and then will have to accept a lower quality of life for whats left and my wife and I end up on medicaid in a nursing home.

[–] Drusas@kbin.run 3 points 3 months ago (1 children)

Medicare, probably.

[–] protist@mander.xyz 7 points 3 months ago (1 children)

Medicare only pays for short-term skilled nursing rehabilitation meaning you need something like physical therapy after a major surgery. For long-term care because you're just unable to take care of yourself, you'd need Medicaid or to pay several thousand/month out of pocket.

[–] Drusas@kbin.run 4 points 3 months ago (1 children)

Ah, my mistake. It is very complicated. Usually, as a rule of thumb, Medicare pays for elderly care and Medicaid pays for poverty care, but there are--as you point out here--exceptions. Rule of thumb doesn't always work so well.

[–] HubertManne@moist.catsweat.com 2 points 3 months ago

protist explained the american situation right which unfortunately I have first hand experience with my father.

[–] Krauerking@lemy.lol 1 points 3 months ago

Damn.... Lucky.