Credit Cards
A community for discussing any aspect of credit cards. It is important to pay them in full and on time. Please ask questions and contribute to the knowledge surrounding credit cards
Rules
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No-thing Nefarious. This applies to any posts where we suspect anything potentially illegal or fraudulent, and may include buying/selling tradelines.
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No Referrals. No links; no codes. Don’t post them; don’t hint at offering them; don’t ask for them. Use rankt.com. This includes any behavior that could be deemed fishing for referrals.
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No PM’ing Referrals. Spamming other users will get you banned.
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No Link Shorteners.
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Self-promotional posts must be pre-approved by a mod. Such posts are generally unwelcome. We may make an exception if it’s truly unique and helpful.
Be nice. (Don’t be a dick.)
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Depends on what you're buying.
A $5,000 used car? Sure, you can save up for that.
A $40,000 new car? Good luck!
A $400,000 house? No chance without credit.
For me I planned to live off nearly 2.5 and put back about 1k to 2k every month on a 3% interest for 30 years.